A Special Coach Holiday Travel Insurance Scheme is available for all
passengers travelling on our holidays from AXA Insurance (UK) plc who
are authorised and regulated by the Financial Services Authority.
Should you wish to take advantage of our Coach Holiday Travel
Insurance please include the appropriate premium when booking your
holiday..
This Insurance policy will suit the Demands and Needs of an individual
or group (where applicable) who have no excluded pre-existing
medical conditions, are travelling in countries included within the
policy terms and who wish to insure themselves against unforeseen
events detailed in the cover section below. Subject to the terms,
conditions and maximum specified claim limits.
We will not provide you with advice about the suitability of this
product for your individual needs but will be happy to provide you
with factual information.
We summarise below the details of the Insurance cover provided
which also includes SPECIALTY ASSISTANCE LTD - 24-hour emergency
service. The following is a brief summary of the cover available. Full
details of Cover, Policy Warranties and Exclusions will be forwarded
with your confirmation of booking. In any event you may ask for a
specimen copy of the Policy Wording before booking should you wish
to examine this in advance.
Cancellations | £3,500 |
Missed Departure/Travel Delay | £600/£60 |
Personal Accident | £15,000 |
Medical and other Expenses
including Curtailment | £2,000,000 |
Medical Inconvenience Benefit | £450 (£15 per 24 hours) |
Personal Property/Loss of Passport | £1,500/£200 |
Personal Liability | £2,000,000 |
Delayed Baggage | £100 |
Legal Expenses | £10,000 |
14 day Refund | Insurance Premium |
Loss of Deposit £15.00 Cancellation, Curtailment, Holiday
Abandonment excess £50.00 each and every loss. Medical and Other
Expenses, Personal Property and Money excess £50.00 each and every
incident per Insured Person..
If you are travelling in England, Scotland, Wales or Northern Ireland
and can answer NO to questions 1-3 and YES to 4 immediately
below, it will not be necessary for you to complete a Self Declaring
Medical Form. The Standard Policy Terms, Conditions and
Exclusions shall apply. It is a condition that at the time of taking out this policy and between
that time and your departure you must comply with each of the
following:
1) You are not aware of any reason why the trip should be cancelled
or cut short
2) You are not travelling:
a) against the advice of a medical practitioner
b) for the purpose of obtaining medical treatment, or
c) if you have been given a terminal prognosis
3) You are not receiving or awaiting treatment for an illness or injury
as a hospital day case or in-patient, as any claim arising from this
illness or injury will not be covered.
4) If you are on medication at the time of your travel your medical
condition must be stable and well controlled.
In addition if you are travelling outside England, Scotland, Wales or
Northern Ireland, the following additional conditions will apply:
You must notify the Issuer of this policy immediately of any of the
conditions listed below arising between the date the policy is issued
and the time of departure of the trip. We must be informed of any fact
which is likely to influence us in the acceptance, assessment or
continuance of this Insurance. Failure to do so may invalidate this
Insurance, leaving you with no right to make a claim.
1) If you have received medical treatment as a hospital day case, inpatient
or out-patient during the six months prior to the booking
of the trip, you must obtain medical advice from a medical
practitioner at your cost confirming that you will be fit enough to
take the trip.
2) if you are undergoing medical treatment as a hospital out-patient at
the date the final balance of the trip is due to be paid, a
certificate of fitness confirming your ability to travel must be
obtained by you at your cost. The Policy contains the following General Exclusions:
You are not covered for anything caused directly or indirectly by you
suffering from Stress, anxiety or depression unless it has been
investigated and diagnosed as such by a Consultant specialising in the
relevant field, who must confirm in writing at your cost that you are fit
enough to take this trip. You must notify the issuer of this Policy immediately of any of the
conditions listed above arising between the date the policy is issued
and the time of departure of the trip.
Your insurance certificate contains a “cooling off” You should read your
policy immediately to ensure it meets with your requirements. If for
any reason it does not it must be returned to the issuer of the policy
within 14 days of the date of issue or prior to travel which ever is the
sooner. Your money will be refunded in full, provided no claims have
been made or incident likely to give rise to a claim has arisen. If you
cancel your policy after 14 days no refund will be given.:
Health Conditions:
This travel insurance policy will suit the Demands and Needs of an
individual, or group (where applicable) who have no excluded preexisting
medical conditions, are travelling to countries included within
the policy terms and who wish to insure themselves against the
financial impact of specified unforeseen circumstances/events relating
to or occurring during the trip. Full details of these
circumstances/events, levels of cover and terms and conditions can be
found in the policy booklet..
IMPORTANT - You may already possess alternative insurance(s) for
some or all of the features and benefits provided by this product; it is
your responsibility to investigate this. We will not provide you with
advice about the suitability of this product for your individual needs;
we will however be happy to provide you with factual information to
aid you in making your own informed buying decision.
Crusader Holidays are an Appointed Representative of ITC
Compliance Limited who are authorised and regulated by the
Financial Services Authority.
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